INSURANCE PASSENGERS FROM ACCIDENTS

To the tariff «Using» the User may connect the tariff option "travel INSURANCE against ACCIDENTS"

(in the Mobile App YouDrive designated as "option Life and health").

The tariff option "travel INSURANCE against ACCIDENTS"" available to Users thanks to contract of insurance of passengers from accidents signed between the company NTS LLC and the company "Group the Renaissance Insurance" Ltd. (further – the Insurer).

The above-mentioned accident insurance Contract is concluded in favor of the Insured (beneficiary) registered in the mobile application YouDrive, as well as other passengers who are in the car during its use (trip).

The insurance indemnity shall be paid by the Insurer upon occurrence of the following insured events:

  • "Death of the Insured as a result of transport accident" (hereinafter - death of the Insured);
  • "Bodily injury of the Insured as a result of an accident on transport" (hereinafter-Bodily injury of the Insured);
  • "Disability of the Insured as a result of an accident on transport" (hereinafter – Disability of the insured).

Beneficiary:

  • the risks of "death of the Insured as a result of an accident in transport" - heirs by law in accordance with the legislation of the Russian Federation
  • on risks "Disability of the Insured as a result of an accident on transport" and "Bodily injury of the Insured as a result of an accident on transport" - the Insured

The connection is made by selecting the option when prompted when you first connect YouDrive Mobile App or in the user profile in the Mobile App. The tariff is activated in 24 hours from the moment of option selection.

The disabling the option could be done by cancellation of the User options in a Mobile Application YouDrive. The additional option will be disabled from the moment the option is disabled in the Mobile Application. The cost of the tariff option "PASSENGER ACCIDENT INSURANCE" (in the Mobile Application" life and health option") is:

  • 0,50 rubles per minute using any available car in the Mobile application YouDrive.

The cost of the option is summed up with other tariffs selected by the User in the Mobile application YouDrive.

Users of the mobile application YouDrive eighth level for the connection of the tariff option "PASSENGER ACCIDENT INSURANCE" fee is not charged.

CIRCUMSTANCES WHICH DO NOT CONSTITUTE INSURED EVENTS AND ARE NOT PAID BY THE INSURER:

  1. Commission or attempt by the Insured person to commit a crime, any illegal actions, participation of the Insured in illegal activities.
  2. Suicide or attempted suicide of the insured.
  3. Alcoholic intoxication or poisoning of the insured, or toxic or narcotic intoxication and/or poisoning of the Insured as a result of voluntary use of narcotic, toxic, potent and psychotropic substances without the prescription of a doctor in cases where this condition is in direct causal connection with the occurrence of an event with the signs of an insured event.
  4. Commission or attempted Commission of an intentional crime by the Policyholder, Insured or Beneficiary or any other person for the purpose of obtaining insurance coverage.
  5. Any other intentional actions of the Policyholder, insured or Beneficiary under the insurance contract aimed at the occurrence of the insured event.
  6. For reasons directly or indirectly related to the mental illness of the insured.
  7. Driving the vehicle in which the accident occurred by a person who does not have the right to drive a vehicle of this category;
  8. Transportation of passengers in the absence of a license, as well as during the suspension of its validity.
  9. Transportation of passengers in an amount exceeding the passenger capacity/number of seats provided by the manufacturer of the vehicle;
  10. Driving a vehicle used to transport passengers by a person in a state of alcoholic, toxic or narcotic intoxication.

IF AN INSURED EVENT OCCURED

If an accident occurs, it is necessary to call the insurance company “Renaissance Insurance Group” at 8-800-333-8-800. You will need to call the Insured: Novye Transportnye Systemy LLC and the contract number №001-GCP-9782/18 от 27.06.2018.

Insurance company will inform in detail about further actions, deadlines and procedure for submitting documents.